Directory profile

Akulaku

Consumer-finance and BNPL platform regulated by OJK, with Bank Neo Commerce-linked digital banking for Indonesian working-class consumers.

Updated 10 Juni 2026 ยท Jakarta Startups index

Profile

Akulaku built the playbook for credit underwriting at the bottom of the income pyramid in Indonesia. Its risk, collections and merchant-finance teams are key reference talent for Jakarta credit-tech founders.

Jakarta link

HQ at Centennial Tower, Jl. Jenderal Gatot Subroto, Jakarta Selatan.

Sectorfintech
Stagegrowth
FundingUnicorn (Mitsubishi UFJ, Ant Group, Silverhorn)
Employees2,500+
Founded2014